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Unless you plan on paying with cash, your first step will be to get pre-approved for a loan. Once you get pre-approved, you will know with more accuracy the price of the home you can afford.

In pre-qualification, you are given an estimate of what you may be able to borrow. This is a quick way to know what price range you should be looking in. Pre-approval means a financial institution has agreed to work with you and has taken a thorough look through your finances.

Your Welcome Realtor will handle everything you need from start to finish. That includes paperwork, negotiations, inspections and so much more.

The answer may surprise you, it’s no longer 20%. All loan options are different, but the average down payment is now 3% to 5%. If you or the property you’re purchasing qualifies for a VA or USDA loan, you aren’t required to put any money down. Learn more about buying a home here.

Yes, you definitely can. We would highly recommend working with a Welcome Realtor to help make the transition between selling and buying as smooth as possible.

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You should see as many as you need to ensure you find the perfect home. On average, home buyers will look at hundreds of homes online but will see 10 homes in person before writing an offer. If you’re looking for a way to narrow down your search, sign up for a personal shopper report.

Your Welcome agent will help walk you through writing an offer on your dream home and will then handle the negotiations.

It can typically take 30 to 45 days to close.